The Swarm offers both monthly and yearly billing. You can choose your preferred billing interval when selecting a plan.
How yearly billing works
On a yearly plan, you are billed once for the full year upfront at a discounted rate. Your API credits are also allocated on a yearly basis — you receive the equivalent of 12 months of credits at the start of each year.
Example: A team on the yearly Premium 50 plan receives 12,000 API credits (12 × 1,000) at the start of their billing year. Those credits can be used at any pace — you could use all 12,000 in the first month if needed. Any usage beyond 12,000 credits within the year is billed as an overage at your plan's per-credit rate.
How monthly billing works
On a monthly plan, you are billed each month and receive your plan's credit allocation fresh at the start of every billing cycle. Unused credits do not roll over.
Key differences at a glance
| Monthly | Yearly |
Billing frequency | Every month | Once per year |
Credits allocated | Monthly | Full year upfront |
Credits reset | Every month | Every year |
Flexibility | Cancel anytime, effective end of cycle | Committed for the year |
Can I switch between monthly and yearly?
Yes. You can switch your billing interval from the Subscription page. If you have any questions about how switching affects your current billing cycle or credit allocation, reach out to our support team.